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All parallel market estimates

US Dollar · Unofficial reference

Dollar to Naira black market rate today

Compare the latest dated US dollar buying and selling estimates against the Nigerian Naira. Use the buying side when selling dollars and the selling side when budgeting to buy dollars.

Unofficial, source-reported estimates. Not a CBN official rate, financial advice or an offer to exchange currency. Review the source timestamp before treating a quote as current.
Source timestamps appear on each estimate

USD/NGN

US Dollar

Indicative

Dealer buys

₦1,382.00

You sell foreign currency

One reported level

Dealer sells

₦1,390.00

You buy foreign currency

One reported level

1 eligible reported sourceSingle-source estimate

Source updated:

Collected:

CBN central ₦1,352.37(+2.5% midpoint gap)

Stored-feed checks run every minute while this page is visible; source reports may update less often. CBN central values are separate official daily references, not like-for-like cash offers.

Parallel market calculator

Know which side of the rate you need.

Selling USD uses the dealer's buying estimate. Buying USD with Naira uses the dealer's selling estimate. Fees are not included.

Estimated amount you receive

₦138,200.00

Calculated using the dealer buying estimate of ₦1,382.00 per USD. Indicative, not an executable quote.

Popular conversions

USD to Naira at parallel-market estimates

Derived Naira values when selling or buying common USD amounts
Foreign amountYou sell USD
Dealer buys
You buy USD
Dealer sells
1 USD₦1,382.00₦1,390.00
5 USD₦6,910.00₦6,950.00
10 USD₦13,820.00₦13,900.00
20 USD₦27,640.00₦27,800.00
50 USD₦69,100.00₦69,500.00
100 USD₦138,200.00₦139,000.00
200 USD₦276,400.00₦278,000.00
500 USD₦691,000.00₦695,000.00
1,000 USD₦1,382,000.00₦1,390,000.00

Derived calculations using the displayed estimates, not separate dealer quotes. Fees, availability and negotiated spreads can change the actual amount.

Recorded observations

USD/NGN parallel market history

First observation

19 Oct 2026

In this window

8 observations

1-year midpoint change

Not enough history

Dealer buysDealer sells

Dashed lines and hollow points: source archive. Solid lines and points: FXRates observations. The two record types are not joined.

USD/NGN recorded parallel market observationsOnly dated records are plotted. Missing calendar days are not filled, and gaps are not connected. Dashed archive records and solid FXRates observations are separate series.1,3611,3721,3821,3932026-10-19: dealer buys ₦1,365.00 · AbokiDollar source-reported archive2026-10-19: dealer sells ₦1,380.00 · AbokiDollar source-reported archive2026-10-20: dealer buys ₦1,365.00 · AbokiDollar source-reported archive2026-10-20: dealer sells ₦1,380.00 · AbokiDollar source-reported archive2026-10-21: dealer buys ₦1,365.00 · AbokiDollar source-reported archive2026-10-21: dealer sells ₦1,380.00 · AbokiDollar source-reported archive2026-10-22: dealer buys ₦1,364.00 · AbokiDollar source-reported archive2026-10-22: dealer sells ₦1,378.00 · AbokiDollar source-reported archive2026-10-23: dealer buys ₦1,364.00 · AbokiDollar source-reported archive2026-10-23: dealer sells ₦1,378.00 · AbokiDollar source-reported archive2026-10-25: dealer buys ₦1,370.00 · AbokiDollar source-reported archive2026-10-25: dealer sells ₦1,385.00 · AbokiDollar source-reported archive2026-10-26: dealer buys ₦1,370.00 · AbokiDollar source-reported archive2026-10-26: dealer sells ₦1,385.00 · AbokiDollar source-reported archive2026-10-28: dealer buys ₦1,382.00 · FXRates.ng recorded estimate · AbokiForex2026-10-28: dealer sells ₦1,390.00 · FXRates.ng recorded estimate · AbokiForex19 Oct 202628 Oct 2026

Available archive begins 19 Oct 2026. A complete one-year parallel-market history is not yet available. Source archives and observations collected by FXRates are identified in the record table.

View dated observations
DateDealer buysDealer sellsRecord type
2026-10-28₦1,382.00₦1,390.00FXRates observationFXRates.ng recorded estimate · AbokiForex
2026-10-26₦1,370.00₦1,385.00Source-reported archiveAbokiDollar source-reported archive
2026-10-25₦1,370.00₦1,385.00Source-reported archiveAbokiDollar source-reported archive
2026-10-23₦1,364.00₦1,378.00Source-reported archiveAbokiDollar source-reported archive
2026-10-22₦1,364.00₦1,378.00Source-reported archiveAbokiDollar source-reported archive
2026-10-21₦1,365.00₦1,380.00Source-reported archiveAbokiDollar source-reported archive
2026-10-20₦1,365.00₦1,380.00Source-reported archiveAbokiDollar source-reported archive
2026-10-19₦1,365.00₦1,380.00Source-reported archiveAbokiDollar source-reported archive

Understand the comparison

Dollar estimates and official references serve different purposes.

A USD/NGN quote expresses how many Naira are reported for one US dollar. The estimate is not an international USD cross-rate or a promise that a dealer will exchange your chosen amount. Keep the quote’s date and the transaction side in view when comparing a cash quote with an official reference.

Official CBN central

₦1,352.37

One USD · CBN rate date 2026-10-27. This official daily value is not included in the parallel-market estimate.

View official USD/NGN
How these estimates are produced+

Buying and selling estimates are calculated separately as the median of eligible, source-reported dealer quotes. A single available source is labelled as such; repeated reports from one publisher are not counted as independent sources. These are not official CBN rates and cannot establish the price of an individual transaction.

A collection check does not make an old source quote new. Source update time and collection time are shown separately. Unavailable, outlying or expired reports may be excluded; a failed check never creates a new price or overwrites a valid record.

  • Validated dealer buying and selling quotes.

    Source updated: 28 Oct 2026, 06:06 WAT · Checked: 28 Oct 2026, 06:17 WAT

  • Source timestamp is too old for the current estimate.

    Source updated: 26 Oct 2026, 02:54 WAT · Checked: 28 Oct 2026, 06:17 WAT

  • Monierate permission required

    Permitted API access and redistribution permission required. Scraping is disabled.

    Source updated: Not reported · Checked: Not reported

The archive contains only stored observations and verified source archives. Missing dates are left missing, never invented. Read the wider data policy.

Before using a quote

Parallel market questions, answered.

How much is 1 USD in Naira in the parallel market?

Read the dated USD/NGN estimate above: the dealer buying side applies when you sell one USD; the selling side applies when you buy one USD. If no eligible report is available, the page marks it unavailable rather than substituting an invented price.

How do I calculate 100 USD in Naira?

For an indicative sale of 100 USD, multiply the dealer buying estimate by 100. For the cost of buying 100 USD, multiply the dealer selling estimate by 100. The amount table shows both calculations and excludes fees.

Why can reported rates differ?

Reports can refer to different times, locations, amounts and transaction conditions. Availability and negotiated spreads may also differ. A median summarises eligible reports; it does not make every transaction available at that price.

Is this the same as the official CBN exchange rate?

No. Official CBN buying, central and selling values are a separate daily reference series. They are labelled independently on FXRates and are not mixed into the parallel-market estimate.

Why is a quote stale or unavailable?

An older accepted report may be retained with a stale label when fresh reports are unavailable. Reports that fail freshness or validation rules are excluded. A missing rate is not replaced with an invented estimate.

Where is the previous year of historical data?

The chart contains only stored observations and verified source archives. If a complete year cannot be verified, that period is marked as unavailable. Collection begins with real accepted records, rather than a simulated historical trend.

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